The family EHG income ceiling is $9,000 average gross monthly household income
A worked RES examination question on grant eligibility and income ceiling, from our Paper 2 bank — with the rule it turns on, and why each of the four options is right or wrong.
The question
A first-timer family, worried that a couple of months of overtime might tip them over a line, ask which income figure the grant is actually tested against.
For a first-timer family, the average gross monthly household income over the 12 months before the flat application must not exceed a set ceiling to qualify for the Enhanced CPF Housing Grant (EHG). That ceiling is:
The answer, and why
Answer: A
The rule. The family EHG income ceiling is $9,000 average gross monthly household income.
Why A is correct. $9,000 is the EHG family ceiling.
The other options.
- C $14,000 is the Family Grant ceiling, not the EHG.
- B $7,000 is the Step-Up (and Singles-Scheme resale) ceiling.
- D $4,500 is the EHG Singles ceiling.
Exam note. Four ceilings cluster here — EHG $9,000, Family Grant $14,000, Step-Up $7,000, EHG Singles $4,500. Keep them apart.
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