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Paper 2 · Lesson 7 — Sale of HDB Flats — Resale Procedure and CPF Housing Grants

Grant eligibility and income ceiling

Income ceilings, first-timer / second-timer status, citizenship mix, and how grant quantum is determined.

1 questionAnswers & explanations includedFree — no sign-up

Question 1

A first-timer family, worried that a couple of months of overtime might tip them over a line, ask which income figure the grant is actually tested against.

For a first-timer family, the average gross monthly household income over the 12 months before the flat application must not exceed a set ceiling to qualify for the Enhanced CPF Housing Grant (EHG). That ceiling is:

  1. A. $9,000.
  2. B. $7,000.
  3. C. $14,000.
  4. D. $4,500.
Show the answer and full explanation

Answer: A

The rule. The family EHG income ceiling is $9,000 average gross monthly household income.

Why A is correct. $9,000 is the EHG family ceiling.

The other options.

  • C $14,000 is the Family Grant ceiling, not the EHG.
  • B $7,000 is the Step-Up (and Singles-Scheme resale) ceiling.
  • D $4,500 is the EHG Singles ceiling.

Exam note. Four ceilings cluster here — EHG $9,000, Family Grant $14,000, Step-Up $7,000, EHG Singles $4,500. Keep them apart.

The family EHG income ceiling is $9,000 average gross monthly household income →

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