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A registered proprietor needs no caveat — he holds the title itself

A worked RES examination question on caveats, from our Paper 1 bank — with the rule it turns on, and why each of the four options is right or wrong.

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The question

A buyer has completed his purchase and holds the registered title. His solicitor's clerk asks whether a caveat should now be lodged to protect him, and separately whether the title document itself could have been used to lodge one during the period before completion.

Which statement is correct?

  1. A. A caveat should be lodged now, registered proprietors most needing the protection it gives.
  2. B. No caveat is needed now, and a title is not an instrument on which one may be founded.
  3. C. No caveat is needed now, but the title could have founded one during the interim period.
  4. D. A caveat should be lodged now, and the title could equally have founded one earlier.

The answer, and why

Answer: B

The rule. A registered proprietor needs no caveat — he holds the title itself. And a title is not an instrument, so it cannot found a caveat.

Why B is correct. Both limbs.

The other options.

  • A and D advise lodging a caveat now, which mistakes what a caveat is for.
  • C gets the first limb right and the second wrong.

Exam note. Two separate misconceptions in one question, and both are reported by candidates. A caveat protects an unregistered claim; the register protects a registered one.

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