Income ceiling and first timer

Question 1

A family and a single applicant are each checking the income ceilings for their intended purchases. The family may add extended relatives to the household, while the single is looking at a two-room Flexi Build-To-Order flat. Each is quietly worried a high household income will shut them out, and wants to know exactly which ceiling, if any, bites on their intended purchase. Both parties have heard alarming talk that a single high earner in the household can sink an application, and each wants the real position on the income ceilings pinned down.

Consider the following statements.

1. (i) The income ceiling for a Singles Scheme Build-To-Order flat is $7,000 a month.
2. (ii) The income ceiling for most family Build-To-Order flats is $14,000 a month.
3. (iii) A resale flat bought with no grant and no HDB loan is still subject to an income ceiling.
4. (iv) The income ceiling for an extended or multi-generation family is $21,000 a month.

1. A. (i), (ii), (iii) and (iv)
2. B. (i) and (ii) only
3. C. (ii) and (iv) only
4. D. (i), (ii) and (iv) only

Question 2

Grace assesses the household's first-timer standing. Consider the following statements.

1. (i) Mdm Nadia's 2019 transfer of her share to her brother erased the earlier subsidy from the household's record.
2. (ii) Daniel, being only an occupier on his late father's flat, is not thereby a second-timer.
3. (iii) Had Daniel instead taken over ownership of his father's directly-purchased flat, he would have become a second-timer.
4. (iv) For subsidy purposes, the household is assessed as second-timers because of Mdm Nadia's earlier grant-assisted flat.

1. A. (iii) and (iv) only
2. B. (ii), (iii) and (iv) only
3. C. (ii) and (iv) only
4. D. (ii) and (iii) only